An investment property can be changed to your home, especially if you no longer require the tax offsets. The expenses relating to the property will no longer be tax deductible as it is now your primary residence. You may also benefit from capital gains deductions for the period that you live in that property as your home.
Property investors normally need a deposit of 10% to buy an investment property. Non-banks may lend up to 95% of the investment property purchase price in genuine savings. The First Home Owner Grant (FHOG) scheme is also an option as an one-off grant payable to first home owners that satisfy all the eligibility criteria http://www.firsthome.gov.au
There are income streams available to you other than your annual salary which can help you invest in real estate. Rental income and tax offsets including depreciation can all help you afford an investment property. Long term wealth from property investment is created through the appreciation of property, tenants paying down the mortgage and using tax deductions.